Make smarter & faster
Credit Decisions with AI

At, we are committed to democratizing access to quality credit. We do this by reimagining credit-modelling to empower all lenders to find the optimal balance between profits and reduced risk.

Our flagship product ZScore lets you wield the power and accuracy of AI to develop high-performance credit models across the entire credit lifecycle. All within days.

AI-Powered Accuracy

ML algorithms generate advanced and predictive credit models to enable more accurate credit decisions and lower credit risks.

Plug & Play

Build, validate and deploy no-code credit models in days, not months. Our API-based and data-agnostic approach makes integrating with your existing platforms easy.

Real-Time Decisioning

Process loan applications in real-time for improved efficiency, higher acceptance rates and an enhanced customer experience.

Customise Your Models

Develop tailored credit models for each product use case and the entire credit lifecycle – application, behaviour and collections.

Discover ZScore

Experience ZScore

Contact us for a live product demo.

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Industry Recognised and Certified

Top 10 FinTech
in Singapore

Singapore’s 101 Fastest Growing FinTech Startups is Supported By

Contact Us

We would love to hear from you. Whether you wish to see the products in action or ask us how we can help you become AI-first, let us know and we will get back to you within a business day.