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AI Credit Scoring to boost lending profits and reduce NPLs

Highest accuracy in the market

Build scorecards in a day

No-code

More Revenue

>20%

Increase in Approvals

Less Risk

>15%

Decrease in Loss Rates

Instant Decisions

<0.03 sec

Time for Decisions

More Efficiency

>50%

Reduced Operating Cost

creditX

is trusted by

How Works

Build Rapid, Custom Scorecards AI-automatically

Built by practitioners, creditX uses powerful proprietary AI (validated by regulators) to enable you to build and deploy high accuracy credit scorecards and decision rules easily.

Connect Your Data with our Platform

Internal
Data

External
Data

Alternate
Data


Automatically Builds, Validates, and Deploys Your Credit Scorecards

Application

Behaviour

Collection

One-click Deployment of Your Custom Scorecards, Instantly

Retail SME

Data Ingestion

  • Connect to any data source
  • Automated data validation

Data Treatment

  • Transformation, standardization & hot encoding
  • Bias Reduction

Feature Engineering & Variable Selection

  • 100+ auto-derived variables
  • Identify non-linear patterns
  • ML boosted & correlation-based variable selection

Model Builder

  • Set your model parameters
  • Generate new models or change PD levels to see model impact

Model Validation & Explainability

  • Cross-validate models with trained & testedframe works
  • Advanced Explainability: Model & Decision

Model Deployment & Monitoring

  • Single-click, API-based deployment
  • Real-time decisioning
  • Monitor performance with analysis & reports

Data Ingestion

Data Treatment

Feature Engineering & Variable Selection

Model Builder

Model Validation & Explainability

Model Deployment

1 Day

Other solutions (9-12 Months)

Connect Your Data with our Platform

Internal
Data

External
Data

Alternate
Data


Automatically Builds, Validates, and Deploys Your Credit Scorecards

Application

Behaviour

Collection

Data Ingestion

Data Treatment

Feature Engineering & Variable Selection

Model Builder

Model Validation & Explainability

Model Deployment

+ Learn More

One-click Deployment of Your Custom Scorecards, Instantly.

Retail SME

Why

creditX

Approve and Lend More, Profitably.

Highest Accuracy in the Market

Powerful AI/ML Algorithms.

Instant decisioning. Fully automated.

Fastest Time-to-Value for Lenders

Build scorecards in hours.

Affordably priced for banks & start-up lenders.

Compliance & Regulation Proof

Meet all regulatory & compliance requirements on data privacy. hosting & security

Built with Fair, Transparent and Explainable AI

finbots.ai is a proud member of the AI Verify Foundation, a global open-source community to build trustworthy AI, comprising solution providers, users, and policymakers.

creditX is one the first AI solutions to complete AI Verify, an AI Governance Testing Framework launched by the Singapore Government.

Built with Fair, Transparent and Explainable AI

creditX is amongst the first Fintech solutions globally to complete MAS Veritas and AI Verify, frameworks launched by the Singapore finance and technology regulators to objectively validate the quality and performance of AI solutions.

Practitioners in Finance.
Experts in AI and Tech.

Founded in Singapore, the finbots.ai team comprises former C-Suites, data scientists and technologists, combining global domain knowledge in finance with deep technological expertise to develop accessible next-generation fintech solutions worldwide.

See How Can Transform Your Business

How CreditX Made Lending Easier for Our Clients

creditX

For Personal Loans

Placing big ticket items within reach

creditX

For SME Lenders

Encouraging financial inclusion for business of all sorts and sizes

creditX

For Credit Cards

Making life’s important milestones affordable

finbots.ai

Making Waves in the Financial Industry

  • finbots.ai collaborates with IBM

    Read More
  • finbots.ai partners with Fintech Galaxy

    Read More
  • finbots.ai signs KBZ Bank in Myanmar.

    Read More

Book a Demo

Let us show you how finbots creditX can help your lending business with a no-obligation call and demo.

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