Unlimited Credit Scorecards
At One Flat Fee

CreditX is a credit risk modeling SaaS solution that slashes the time from-data-to-deployment of a credit scorecard to a few hours.
Application • Behaviour • Collection Scorecards
AI: An Optional Feature,
Your Choice.
CreditX is a blend of both traditional and AI modelling and features – Choose either or the best of both worlds, it’s your choice!
Streamlined Modeling Processes & AI-Optimized User ExperienceCreditX’s has in-built power features, to reduce labor-intensive, repetitive & time-consuming tasks – every step of the credit modeling process.
Go from Data to LIVE Credit Models in 10 days! CreditX is designed to empower Credit Risk Modelers by providing its user with greater control & range over the data process and scorecard development
IN-BUILT POWER FEATURES

Go From One To Unlimited 

ABC Credit Scorecards

CreditX enables you to develop, deploy and monitor Application, Behaviour and Collection Credit Scorecards in One platform. 

Designed with efficiency & scalability at its core

Aseries of Automation, One-Click, Real-Time & Dynamic executions enables you to go from one to unlimited scorecards in a fraction of the time!

Unlimited Scorecards At One Flat Fee

No more hidden fees! We’ve stepped away from the standard industry pricing to provide more transparency to our customers.

CORE CAPABILITIES

Empower Credit Modelers – from data to deployment  

360 Data Link – One-stop solution to your data troubles

Connect to multiple data environments for all data types or formats. Next, use our intelligent data treatment techniques such as missing value imputation, bias reduction & more, to improve your data quality. 

Quantum Model Builder For Scorecards In Just Hours

This high-power model builder develops scorecards for both consumer and SME loans, across your entire portfolio of product and segments.

Parameter Control Panel  – Manage with a simple Click

Have full control over your models with CreditX’s Parameter Control Panel. It features over 20 customized parameters, giving you the range to fine-tune your models for optimal risk management with a simple click of a button.  

The Best Of Both Worlds

CreditX‘s ‘AI Toggle’ offers both rules -based model or logistic regression and advanced ensemble Machine learning – choose either or a blend of both models, it’s your choice!   

A One-X User Experience

CreditX is a unified approach combining modeling, workflow management, deployment and monitoring in one platform. This streamlines your credit risk lifecycle, eliminating the need for multiple tools and cost.  

SIMPLY EASY TO USE

Credit Modelling, Made for Anyone

Simple, No-Code User Interface

Powerful AI meets simple UI. No coding experience is needed to validate, build or deploy powerful scorecards.

Empower Experts to Their Best Work

creditX shaves weeks off any data scientists’ time building each scorecard, allowing focus on critical tasks

Goes with the Workflow You’re Used To

With our plug-and-play APIs, our creditX AI solution fits right into your existing workflows within weeks.

creditX

Pricing Plans

For every business need.

Essential Plus Enterprise Advanced
Choose your plan Per Month
US$ 2,000
(Billed Annually)
Per Month
US$ 2,500
(Billed Annually)
Per Month
US$ 4,000
(Billed Annually)
Need to train
with Larger Datasets?
Training Datasets
No. of Records
No. of Variables

50,000
100

100,000
200

200,000
400
Contact us for a Custom Quote.

Select Advanced
No. of Modal Calibrations 50 100 100
No. of User Accounts 20 50 50
Add: 50 Calibrations $1,500 $2,000 $2,500
Model Developments & Decisions Unlimited
Select Essential
Unlimited
Select Plus
Unlimited
Select Enterprise

Optional:

  • +20% for Private Cloud / On-prem deployment
  • Consulting, Integration, Data Preparation Services (per scope)

Advanced Pricing Plan

Need to train with Larger Datasets?

Contact us for a custom quote.

Fair, Transparent & Explainable AI
Completed AI Verify : World’s first AI governance toolkit
Validating AI with leading regulators
Ensuring Regulatory Compliance & Security
Hosting can be either on prem or cloud (public or private)
You own the Model IP
creditX is ISO & SOC2 Certified

is priced affordably for big banks, startups and all lenders in between

How Works

Build Rapid, Custom Scorecards AI-tomatically

Powerful proprietary AI that leads the industry in speed, precision and functionality. All in a simple, affordable platform anyone on your team can use.

Connect Your Data with our Platform

Internal
Data

External
Data

Alternate
Data


Automatically Builds, Validates, and Deploys Your Credit Scorecards

Application

Behaviour

Collection

One-click Deployment of Your Custom Scorecards, Instantly

Retail SME

Data Ingestion

  • Connect to any data source
  • Automated data validation

Data Treatment

  • Transformation, standardization & hot encoding
  • Bias Reduction

Feature Engineering & Variable Selection

  • 100+ auto-derived variables
  • Identify non-linear patterns
  • ML boosted & correlation-based variable selection

Model Builder

  • Set your model parameters
  • Generate new models or change PD levels to see model impact

Model Validation & Explainability

  • Cross-validate models with trained & testedframe works
  • Advanced Explainability: Model & Decision

Model Deployment & Monitoring

  • Single-click, API-based deployment
  • Real-time decisioning
  • Monitor performance with analysis & reports

Data Ingestion

Data Treatment

Feature Engineering & Variable Selection

Model Builder

Model Validation & Explainability

Model Deployment

1 Day

Other solutions (9-12 Months)

Connect Your Data with our Platform

Internal
Data

External
Data

Alternate
Data


Automatically Builds, Validates, and Deploys Your Credit Scorecards

Application

Behaviour

Collection

Data Ingestion

  • Connect to any data source
  • Automated data validation

Data Treatment

  • Transformation, standardization & hot encoding
  • Bias Reduction

Feature Engineering & Variable Selection

  • 100+ auto-derived variables
  • Identify non-linear patterns
  • ML boosted & correlation-based variable selection

Model Builder

  • Set your model parameters
  • Generate new models or change PD levels to see model impact

Model Validation & Explainability

  • Cross-validate models with trained & testedframe works
  • Advanced Explainability: Model & Decision

Model Deployment & Monitoring

  • Single-click, API-based deployment
  • Real-time decisioning
  • Monitor performance with analysis & reports

Data Ingestion

Data Treatment

Feature Engineering & Variable Selection

Model Builder

Model Validation & Explainability

Model Deployment

+ Learn More

One-click Deployment of Your Custom Scorecards, Instantly.

Retail SME

How Works

Build Rapid, Custom Scorecards AI-tomatically

Powerful proprietary AI that leads the industry in speed, precision and functionality. All in a simple, affordable platform anyone on your team can use.

Connect Your Data with our Platform

Internal
Data

External
Data

Alternate
Data


Automatically Builds, Validates, and Deploys Your Credit Scorecards

Application

Behaviour

Collection

One-click Deployment of Your Custom Scorecards, Instantly

Retail SME

Data Ingestion

Data Treatment

Feature Engineering & Variable Selection

Model Builder

Model Validation & Explainability

Model Deployment

1 Day

Other solutions (9-12 Months)

Connect Your Data with our Platform

Internal
Data

External
Data

Alternate
Data


Automatically Builds, Validates, and Deploys Your Credit Scorecards

Application

Behaviour

Collection

Data Ingestion

Data Treatment

Feature Engineering & Variable Selection

Model Builder

Model Validation & Explainability

Model Deployment

+ Learn More

One-click Deployment of Your Custom Scorecards, Instantly.

Retail SME

How CreditX Made Lending Easier for Our Clients

creditX

For Personal Loans

Placing big ticket items within reach

creditX

For SME Lenders

Encouraging financial inclusion for business of all sorts and sizes

creditX

For Credit Cards

Making life’s important milestones affordable

creditX

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