SUCCESS STORY

B2B Fintech Lender Drives Financial Inclusion for Underserved MSMEs

Problem

After launching a credit line to 10,000 MSMEs, a fintech SME lender was suffering from significant credit losses and was struggling to scale it’s BNPL business.

For many customers, no Credit Bureau or Bank Statements were reliably available.

Solution

We implemented our AI-powered credit modelling platform remotely:
Ensemble ML Application models
Seamless integration with Data warehouse and cloud-hosted LOS and LMS systems
Consolidation of demographic and purchase information
Real-time automation and credit limit review

Results

94
GINI model accuracy
0.25s
Application processing time
10X
Daily application approvals
5-8%
Loss rate reduction