What is ZScore?
A full scale end-to-end solution to help you refine your approach to credit risk. With ZScore, a single click deployment enables you to wield the power of AI to develop high-performance credit scorecards across the entire credit lifecycle, within hours and days.
Drive Business Growth
With faster, more accurate credit decisions
• Recalibrate scorecards on demand
• Process customer applications in less than 2 seconds
• Drive more sales with real-time counter-offers for rejected applications
Reduce Credit Losses
By evaluating, predicting and the early detection of high risk customers
• Detect and manage high-risk cases before they default
• Instantly review existing accounts against your latest scorecards
• Proactively manage credit risk on active accounts
Manage Accounts Efficiently
Through boosting debt collection and recovery rates
• Catch severe cases right from DPD 1
• Higher accuracy in predicting write-off risk for each delinquent account
• Prioritise debtors and set the right contact channel for more effective collections
How ZScore Works
With embedded AI capabilities, ZScore is inherently self-sufficient to learn, adapt, and improve with the micro & macro changes to the business environment.
Process loan applications in real time to deliver enhanced customer experience.
Plug & Play
Advanced architectural design with APIs enables integration with existing technologies. Rapid implementation & deployment.
Advanced ML algorithms with robust test, train & validation of models
Generates counter-offers for rejected applicants. Never lose a client.
Full credit cycle
Scorecards for the entire customer credit lifecycle. Complete credit management in one place.
High return investment
Attractive subscription-based pricing model. Priced for even the smallest FIs.
Ready for ZScore?
Contact us for a live product demo.
✔️ Secured sandbox to try
✔️ See instant results
✔️ All your questions answered
We would love to hear from you. Whether you wish to see the products in action or ask us how we can help you become AI-first, let us know and we will get back to you within a business day.